Planning tools, not professional advice.

By accessing or using Kipnet, you agree to these Terms of Service. Kipnet provides educational, planning-oriented calculator tools for estimating U.S. paycheck, bonus, federal, FICA, state-income-tax, and relocation scenarios.

You may use the site for lawful personal or internal business planning. You may not interfere with the site, attempt to reverse engineer or disrupt its services, or use the site in a way that violates applicable law or the rights of others.

All results are estimates for planning purposes only. They are not an official payroll calculation, tax return, tax opinion, legal opinion, financial recommendation, or tax advice. Kipnet does not create an accountant-client, tax-adviser-client, attorney-client, fiduciary, or other professional relationship.

Actual pay and tax liability may differ because of local taxes, reciprocity rules, credits, dependents, pre-tax benefits, withholding elections, itemized deductions, payroll timing, employer practices, and changes in federal, state, or local law. Consult a qualified tax professional, your payroll provider, the IRS, or the relevant state agency before making a tax, employment, relocation, or financial decision.

When Bonus Pay is selected, Kipnet uses the disclosed supplemental-pay assumptions in its methodology, including a federal withholding estimate and normal employee FICA treatment. Withholding is not necessarily your final tax liability. State treatment of supplemental compensation can vary by jurisdiction and employer.

Kipnet is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, Kipnet disclaims warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, uninterrupted availability, and error-free operation.

To the maximum extent permitted by law, Kipnet and its operators will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of income, profits, data, goodwill, tax benefits, or business opportunity arising from use of or reliance on the site. Do not rely on an estimate as the sole basis for a decision with financial or legal consequences.

The site may display third-party advertising, including Google AdSense, and may link to external resources. Third parties are responsible for their own content, services, and privacy practices. A link or advertisement does not constitute Kipnet's endorsement of a third party.

We may modify, suspend, or discontinue features and may update these terms from time to time. If any provision is found unenforceable, the remaining provisions remain in effect to the extent permitted by law.